信用保函产品，包括：投标保函 、履约保函 、预付款保函 、劳工及材料付款保函、维修保函 、供货保函

 

保函不同于其他常规险种，它提供的是一个涉及三方的风险转移机制。言以蔽之，保函是一种由担保人向债权人（顾客或业主）为债务人（承包商）担保的三方合约, 类似于银行担保。 对一些新的业务来说，我们作为担保的一方，首先要为承包商建立保函授信额度，因此必须对承包商的资信进行审核/尽职调查(Due Diligence)。

为了便于我们在今后的工作中缩短操作周期、在尽可能短的时间内为您出具各类保函（如投标保函、履约保函、劳工及材料付款保函、预付款保函及保用保函等），我们希望您能预先提供下列资料：

一．Financial and Technical Solidity

财务和技术实力

1. Company Introduction, including organization chart.

贵公司之母公司（或贵公司）的营业执照、组织机构代码证、税务登记证复印件，公司介绍及公司产权结构。

2. Three years of audited consolidated Financial Statements, along with auditor’s notes,from the ultimate parent company, highlighting the company activities, statement of strategy and outlook.

贵公司之母公司（或贵公司）过去连续三年的、经过审计的年度财务报告及附注。

3. History/background: highlighting your construction/contracting experience and activity by stating largest contracts performed for the past three years with breakdown on contract value, duration, nature of project and location.

贵公司之母公司（或贵公司）最近三年已完工的主要项目，请注明项目名称、性质、地点、金额、业主、起始和终止的日期。

4. Current Work-on-Hand report.

贵公司之母公司（或贵公司）在建工程一览表，请注明项目名称、性质、地点、金额、业主、起始和终止的日期。

5. Banking facilities: details in respect of current banking relationships and related facilities,provided with % of utilization and any covenants etc.

银行往来情况：银行提供的授信额度、已使用的额度及其他信用情况。

6. The willingness to sign our general Corporate Indemnity Agreement.

贵公司之母公司（或贵公司）同意签署我司提供的“双方赔偿协议书”。

二．Bonding Requirement

开立具体保函需要提供的资料

1. For what type(s) of contracts are bonds needed? Any specific owner, i.e., public entities versus private clients?

合同类别、业主情况。

2. Average size of contracts and duration etc.

合同金额及合同期限。

3. Bonds: estimated size of overall bonding facility; average size of bonds and as a % of the contract price; wording.

估计保函额度需要量、具体项目保函金额要求、保函格式要求。

4. Extracts construction Contract on scope of project, bond specimen, and insurance requirement.

建筑合同影印件。

5. Letter of Credit.

银行提供的备用信用证。

6. The willingness to sign our general Corporate Indemnity Agreement.

贵公司之母公司（或贵公司）同意签署我司提供的“双方赔偿协议书”。

项目若是联合承包：

7. Type of joint venture; i.e., permanent – for one specific job? Joint and several

limited/unlimited liability; a copy of the joint venture agreement is very useful in that respect.

合资形式：永久／单一项目，合资协议的影印件。

8. Joint venture partners: names along with review of their financial solidity; (latest

audited financials for the last 3 financial years) and technical strength in erforming

similar jobs. Are they bonded? Who are their sureties?

合资伙伴：名称及最近三年的财务报表及相关领域的技术力量，他们是否有保函，谁是担保

人。