Hospitalization and Outpatient Surgery 住院与门诊手术费用补偿	Room and Boarding including nursing care 全部床位费用，包括护理费用	Fully Covered
	Parental Accommodation (as an added bed, same room) 全部父母陪宿费用（在同一病房内加床）	Fully Covered
	Theatre fees; intensive care; X-rays; laboratory tests; medicines and drugs; blood and plasma; surgical appliances; rental of wheel chairs; surgical implants 全部手术室费用、重症监护费用、X光透视费用、化验费、药物和药品费用、血液和血浆费用、外科器材费用、轮椅租金及手术植入物费用	Fully Covered
	Surgeon’s Fees including pre- and post-surgical services 全部外科医生费用，包括术前、术后服务费用	Fully Covered
	Anaesthetist Fees as charged 全部麻醉费用	Fully Covered
	Professional Fees including physician, specialist, radiologist, physiotherapist, and pathologist fees 全部专业医生费用，包括内科医生、专科医生、放射科医生、理疗科医生和病理科医生费用	Fully Covered
Private Nursing 私人护理费用补偿	In-hospital, when certified medically necessary by an attending physician 经主治医生确认为医疗上必须的、于住院期间发生的全部私人护理费用	Fully Covered
	Home nursing by a registered nurse immediately following hospitalization and on the recommendation of the attending surgeon or specialist 根据外科主治医生或专家推介、在出院后立即由注册护士提供家庭护理的费用；每一病症最多赔付日数以30天为限	Up to 30 days per Disability
Organ Transplant 器官移植费用补偿	Transplant of heart, liver, kidney, or bone marrow to a limit of 心脏、肝脏、肾脏或骨髓移植手术费用；每一病症最高给付金额以200,000美元为限	$200,000/Disability
Emergency Benefits 急救费用补偿	Worldwide emergency assistance including evacuation and repatriation by AIG Assist 由美国国际支援公司提供全球急救援助（包括撤离和运送回国）的全部费用	Fully Covered
	Local Ambulance to hospital 将被保险人送往当地医院的全部救护车费用	Fully Covered
	Emergency room treatment 急诊室治疗的全部费用	Fully Covered
	Dental Treatment for up to 72 hours following accident damage to sound natural teeth 健全天生牙齿因意外伤害受损72小时内的全部齿科治疗费用	Fully Covered
Outpatient Benefit 门诊费用补偿	Physicians and specialists consultations 医生及专科医生门诊的全部费用	Fully Covered
	Physiotherapist when certified necessary by an attending physician 经主治医生推介的理疗医生的全部费用	Fully Covered
	Prescribed medicines, dressings, x-rays, diagnostic laboratory tests, and surgical appliances 处方药物、敷料、X光透视、诊断检验和外科器材的全部费用	Fully Covered
Complementary Medicine 补充医疗费用补偿	Physiotherapist without certification from an attending physician, chiropractor, acupuncturist, osteopath, homeopath, bone setter, and Chinese medicine practitioner combined up to a per person-limit of 理疗师（无需主治医生推介）、脊柱矫正医师、针灸师、整骨医生、同种疗法医师、正骨师及中医师提供服务的费用；每一被保险人每保险年度最高给付金额以500美元为限	$500/year
Mental or Nervous Disorders 精神或神经功能紊乱医疗费用补偿	Inpatient treatment up to a per-person limit of 住院费用；每一被保险人每保险年度最高给付金额以5,000美元为限，同一被保险人终生累计给付金额以10,000美元为限	$5,000/year $10,000/lifetime benefit
Optional: Maternity Benefits 生育保障（可选）	For pregnancy beginning not less than 90 days after the start of coverage, prenatal and postnatal services, costs of delivery including all hospital and professional fees, server Complications of Pregnancy as specified in Policy, and up to seven days of nursery care to a per-pregnancy limit of 对于90天等待期后开始的妊娠，补偿产前和产后服务、分娩费用（包括一切医院和医生费用）、保单定义的严重妊娠并发症及最多7天的婴儿室护理费用；同一次妊娠累计给付金额以8,000美元为限	$8,000
AIDS/HIV Coverage 艾滋病、人类免疫缺陷病毒保障	Coverage will apply when signs or symptoms present for the first time after five (5) years continuous coverage under the Policy and any renewal thereof, to an all inclusive limit of 保险合同生效5年后首次出现征候或症状的，保障方才生效；同一被保险人终生累计给付金额以100,000美元为限	$100,000/life time benefit
Hospice Care 收容/临终关怀保障	Hospice / Palliative Care 同一被保险人收容/临终关怀保障终生累计给付以5,000美元为限	$5,000/life time benefit

1，Worldwide coverage with benefit level up to US$2,000,000 per year 
全球范围内每保险年度最高保险金额2,000,000美元
2，Direct billing with international provider network
    在国际医疗服务机构的分支机构就医时享受免付费
3，Outpatient benefits
   提供门诊保障
4，Maternity and Dental options
   可选择附加生育和齿科保障
5，No deductibles or co-payment
   没有免赔额和自负额
6，24hrs worldwide emergency assistance & Free Second Opinion Service
   24小时全球急救援助和免费第二医疗咨询服务
7，Corporate and individual/family plans available
    团体和个人/家庭均可投保